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Bad credit loans are designed for people who have had issues with poor credit, been refused a loan elsewhere or have suffered CCJs or been blacklisted.

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A bad credit score can cost you a mortgage, credit card or even a job. Learn what is considered to be a bad credit score and see where your credit stands.

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The credit card issuer issues a credit card to a customer at the time or after an account has been approved by the credit provider, which need not be the …